Personal finance, in pesos
Know where your money goes, and what’s coming next month.
Financy puts every bill, payday and card payment on one calendar. Mark things paid as they happen, and see what each account will hold at the end of the month.
Works in any browser, and installs to your phone’s home screen.
One calendar for every bill and payday
Add something once and Financy repeats it for you: rent on the 5th, salary twice a month, an installment plan that stops after twelve payments.
- Daily, weekly, monthly or yearly, with an end date or a set number of payments
- Bills on the 31st land on the last day of shorter months, then return
- Mark each month’s payment on its own, and see at a glance what is overdue
- Switch between the calendar and a day-by-day list
Accounts and credit cards that add up
Bank accounts, e-wallets, cash and credit cards each keep their own balance, worked out from what you have marked paid. You also see what each will hold at the end of the month.
- Credit cards show what you owe, the credit you have left, and when the next payment is due
- Moving money between your own accounts is a transfer, never counted as spending
- Your total always equals the sum of your accounts
A year of spending at a glance
Stats show the past year and the three months ahead, so a heavy month is easy to see coming. Look at everything together or one category at a time.
- Your own categories, like Food or Transport, and an item can carry more than one
- Spent this month compared with last, and your monthly average
- A month-by-month table with every category side by side
An assistant that answers from your own numbers
Ask how much went to food this month, or tell it to add a bill. It uses the AI provider you choose (Anthropic, OpenAI, Google Gemini, Groq) with your own key, and it never changes anything until you confirm.
Ask in plain words
It reads a summary of your items and accounts, and answers from that.
You approve every change
Adding, editing or marking something paid is shown to you first, and happens only when you say yes.
Your key, stored encrypted
Your AI key is stored encrypted. Only its last four characters are ever shown back.
On your phone, even offline
Add Financy to your home screen and it opens like an app. Pages you have visited stay readable without a connection; adding or changing anything needs one. Native iPhone and Android apps are coming soon.
Your money is nobody else’s business
No ads, and your data is never sold. Financy handles its own sign-in instead of using an outside identity provider, keeps your entries on its own server, and erases them when you delete your account.
Start with this month
Add your accounts, your bills and your paydays. Everything else follows from there.